Global Ambassador Program Agreement

This Global Ambassador Program Agreement (the “Agreement”) sets out the terms on which the Ambassador participates in the Fiskl Global Ambassador Program (the “Program”) operated by the Fiskl Group.

The Agreement becomes binding once the Ambassador completes registration through the Partnero platform (“Effective Date”).

Parties

Fiskl — the relevant member of the Fiskl Group. The contracting Fiskl entity is determined under section 1A of the Customer Terms of Service. The current contracting entity is Fiskl Limited, a company incorporated and registered in England and Wales (company number 09330290), registered at 6A Thirlmere Road, London, N10 2DN.

Notices to Fiskl: legal@fiskl.com

Ambassador — the natural person or entity (with name, address, and other information) detailed in the Partnero registration form.

Notices to Ambassador: as set out in the Partnero registration form.

Background

Fiskl operates a global, AI-core accounting, invoicing, banking, and financial-management offering serving small and medium-sized businesses, freelancers, and accounting professionals globally (the “Fiskl Platforms”, as defined in the Customer Terms of Service). The Ambassador wishes to promote, market, and refer Potential Customers to Fiskl. Fiskl is willing to pay the Ambassador a recurring revenue-share commission, on the terms below, for Qualified Referrals that purchase a Subscription to the Fiskl Platforms.

The Program is open to both individuals and entities. Unlike the Global Partner Program (which is limited to business entities and requires written approval), the Ambassador Program operates with self-registration through Partnero.

1. Interpretation

1.1 Definitions

Atlas Firm: an accounting firm using the Fiskl Atlas accountant portal under the Atlas Terms Supplement.

Business Day: a day other than a Saturday, Sunday, or public holiday in England, when banks in London are open for business.

Commission Tiers: the tiered commission structure based on the cumulative number of Qualified Referrals:

• Clout (1–9 Qualified Referrals): 15% recurring revenue share
• Icon (10–24 Qualified Referrals): 20% recurring revenue share
• Boss (25–49 Qualified Referrals): 25% recurring revenue share
• GOAT (50+ Qualified Referrals): 30% recurring revenue share

Commission Period: three (3) years from the date of first paid subscription for each Qualified Referral.

Commission Review Period: sixty (60) days during which Fiskl validates eligibility for each Qualified Referral.

Commission Claim Period: eighteen (18) months during which the Ambassador must claim earned commissions. Unclaimed commissions after this period are forfeited.

Confidential Information: as defined in the Customer Terms of Service.

Customer Terms of Service: the Fiskl Customer Terms of Service published at https://fiskl.com/legal/customer-terms-of-service/, as updated from time to time.

Data Protection Law: as defined in the Privacy Policy.

Fiskl Group: as defined in the Customer Terms of Service.

Intellectual Property Rights: as defined in the Global Partner Program Agreement.

Licensed Marks: Fiskl trademarks, logos, and URLs as provided by Fiskl from time to time.

Marketing Materials: the Licensed Marks together with associated marketing language, copy, or code provided by Fiskl for promotion of the Fiskl Platforms.

Net Income: payments made to Fiskl (or any member of the Fiskl Group) for the Fiskl Platforms under a Subscription Contract, less any value-added tax, sales tax, or equivalent on those payments, payment-processing fees, and discounts or rebates granted by Fiskl.

Partnero: the third-party referral-tracking and commission-management platform (Partnero, Inc.).

Potential Customer: a prospective Fiskl customer the Ambassador wishes to refer to Fiskl under the Program.

Privacy Policy: the Fiskl Privacy Policy at https://fiskl.com/legal/privacy-policy/.

Qualified Referral: a Potential Customer:

• Referred by the Ambassador to Fiskl through Partnero;
• of whom Fiskl has no prior record in connection with the Fiskl Platforms;
• who accepts the Customer Terms of Service and subscribes to the Fiskl Platforms within the Referral Period, at the Potential Customer’s own discretion and without monetary or other inducement from the Ambassador;
• who is not rejected by Fiskl;
• who makes at least one paid subscription payment for the Fiskl Platforms; and
• who remains an active subscriber after the Commission Review Period.

Referral: the referral of a Potential Customer to Fiskl through Partnero.

Referral Date: the date during the term of this Agreement on which the Ambassador first refers a Potential Customer to Fiskl.

Referral Period: ninety (90) days from the Referral Date, tracked via cookie placement through Partnero.

Subscription Contract: a contract between Fiskl and a Potential Customer for a subscription to the Fiskl Platforms, entered into during the Referral Period.

1.2 Other interpretation

The interpretation provisions in section 1 of the Customer Terms of Service apply to this Agreement.

2. Program Participation

2.1 Enrolment

• The Program is open to natural persons and entities. The Ambassador may enrol by completing registration through Partnero.
• No prior approval is required from Fiskl, but Fiskl reserves the right to terminate participation at any time as set out in section 11, including for failure to satisfy any of the obligations of this Agreement.
• The Ambassador must provide accurate registration information and keep it updated.

2.2 Commission structure

The Ambassador earns commissions calculated as a percentage of Net Income from each Qualified Referral, based on the Commission Tier corresponding to the Ambassador’s cumulative Qualified Referrals.

2.3 Commission terms

• Duration: commissions are paid for the Commission Period (3 years from first paid subscription per Qualified Referral), provided the referred customer maintains an active paid subscription.
• Review: all referrals are subject to the Commission Review Period (60 days).
• Claim: commissions must be claimed within the Commission Claim Period (18 months); unclaimed commissions are forfeited.
• Minimum payout: USD 50 net minimum threshold before commission payment is processed.

2.4 Duties of Ambassador

• Good faith. The Ambassador shall act in good faith and not allow its interests to conflict with its duties under this Agreement.
• The Ambassador shall use reasonable efforts to make Referrals.
• Compliance with instructions. The Ambassador shall cooperate with Fiskl and comply with reasonable lawful instructions of Fiskl, including the compliance obligations in this Agreement.

2.5 Limited authority

• No authority to bind. The Ambassador has no authority, and shall not hold itself out as authorised, to bind Fiskl or any member of the Fiskl Group.
• No authority to negotiate. The Ambassador shall not enter into contracts or commitments, incur liability for or on behalf of Fiskl, or negotiate terms of the Fiskl Platforms with Potential Customers.

2.6 Limits on representations

The Ambassador shall not, without Fiskl’s prior written consent, make any representations, warranties, or other promises concerning the Fiskl Platforms that are not contained in the Marketing Materials.

2.7 Prohibited activities

The Ambassador must not:

• associate Fiskl, the Fiskl Platforms, or the Marketing Materials with content that is unlawful, harmful, threatening, defamatory, obscene, harassing, sexually explicit, violent, discriminatory, or otherwise objectionable;
• send unsolicited bulk electronic communications (spam) promoting the Fiskl Platforms;
• make unauthorised claims about Fiskl, the Fiskl Platforms, Fi (Fiskl’s conversational AI and orchestration system), or the Fiskl Group;
• misrepresent the nature of the relationship with Fiskl;
• make false or misleading claims about Fiskl services;
• modify or manipulate referral tracking mechanisms in Partnero;
• create fake or fraudulent Referrals, including by using sock-puppet accounts, self-referring, fabricating Referral conversions, or splitting genuine referrals across multiple Ambassador accounts;
• offer monetary or other inducements to Potential Customers in exchange for subscribing through the Ambassador’s link;
• bid on Fiskl’s branded keywords without prior written consent;
• use Fiskl’s trademarks in domain names or business names;
• use the Fiskl Platforms or Ambassador access to facilitate fraud, financial crime, or any conduct prohibited under section 7 of the Customer Terms of Service or the Acceptable Use Policy.

The activities in (g) and (k) are material breaches that entitle Fiskl to terminate immediately under section 11.

3. Marketing Materials

3.1 Licence

Subject to this Agreement, Fiskl grants the Ambassador a free, non-exclusive, non-transferable, revocable licence to use the Licensed Marks and Marketing Materials solely to promote the Fiskl Platforms in accordance with this Agreement. Fiskl may revoke this licence at any time by written notice (including email).

3.2 Guidelines

The Ambassador’s use of Licensed Marks and Marketing Materials is subject to Fiskl’s brand guidelines published at https://fiskl.com/company/ambassadors/ (or successor URL), as updated from time to time. The Ambassador shall comply with the guidelines.

3.3 Use of Licensed Marks

The Ambassador shall ensure that its use of Licensed Marks and Marketing Materials is in the form approved by Fiskl, shall not modify any Licensed Marks or substantially modify any Marketing Materials contrary to Fiskl’s reasonable instructions, and shall comply with Fiskl’s reasonable instructions about form, content, and display.

3.4 Reservation of rights

Fiskl owns all Intellectual Property Rights in the Licensed Marks, the Marketing Materials, the Fiskl Platforms, Fi, and any related content and technology (“Fiskl IP”). Fiskl IP remains vested in Fiskl. The Ambassador’s use is as a licensee under Fiskl’s control. All goodwill arising from the Ambassador’s use of the Licensed Marks and Marketing Materials inures to Fiskl.

3.5 Notice of infringement

The Ambassador shall promptly notify Fiskl of any infringement, suspected infringement, or threatened infringement of the Licensed Marks or Marketing Materials.

4. Referral Process and Tracking

4.1 Process

The Ambassador refers Potential Customers through Partnero, using unique referral links and tracking codes.

4.2 Tracking

A Referral is attributed to the Ambassador when:

• the Potential Customer clicks the Ambassador’s unique referral link;
• the Potential Customer completes a subscription purchase within the Referral Period;
• the subscription is validated through the Commission Review Period.

4.3 Last-click attribution

Where multiple Ambassador referral links are clicked, the last click before purchase determines attribution.

4.4 No attribution for self-referral or related-party referral

Referrals of the Ambassador itself, the Ambassador’s Affiliates, the Ambassador’s family members or related parties, the Ambassador’s employees or contractors (where the Ambassador pays for the subscription), or any other related party are not Qualified Referrals.

5. Commission Structure and Payments

5.1 Calculation

Commissions are calculated per Qualified Referral at the rate applicable to the Ambassador’s current tier.

5.2 Payment processing

• Commissions are processed through Partnero.
• Payments are made within thirty (30) days of the end of each calendar month, provided the minimum payout has been reached.
• The Ambassador must maintain valid payment information in Partnero.
• Payments are made in USD unless otherwise specified.

5.3 Adjustments

• Refunds: commissions paid on refunded subscriptions are deducted from future commission payments.
• Chargebacks: Fiskl may reclaim commissions for chargebacks.
• Fraudulent activity: Fiskl may withhold or reclaim commissions for suspected fraudulent activity (referrals, payments, or otherwise).

5.4 Reporting

Partnero provides the Ambassador with real-time access to:

• Referral tracking and attribution data;
• commission calculations and payment history;
• tier status and progression.

5.5 Taxes

All sums payable under this Agreement:

• are exclusive of VAT, sales tax, GST, or other applicable taxes, which the Ambassador shall add where applicable;
• shall be paid in full without deduction except where required by law (in which case the Ambassador is responsible for the deducted amounts).

The Ambassador is solely responsible for the tax treatment of commissions earned, including reporting income to relevant tax authorities, social-security contributions, and any other applicable obligations. Fiskl makes no representation about the tax characterisation of commissions and recommends Ambassadors take their own tax advice.

6. Obligations of Fiskl

6.1 Good faith

Fiskl shall act in good faith toward the Ambassador.

6.2 Information

Fiskl shall provide the Ambassador with the information reasonably required to carry out the Ambassador’s duties, including current Marketing Materials and details of the Fiskl Platforms.

6.3 Notices of suspension or cessation

Fiskl shall notify the Ambassador if Fiskl suspends or ceases the Fiskl Platforms in a manner that materially affects the Ambassador’s pipeline.

6.4 Expenses

Fiskl is not responsible for the Ambassador’s expenses unless agreed in writing in advance.

6.5 Freedom to pursue or not pursue Referrals

Fiskl is under no obligation to follow up any Referral or to enter into any Subscription Contract.

7. Ambassador Obligations

7.1 Professional conduct

The Ambassador shall conduct Program activities professionally and ethically; comply with all applicable law (including data-protection, sanctions, anti-bribery, anti-money-laundering, consumer-protection, and tax law); follow Fiskl’s marketing guidelines and brand requirements; maintain accurate records of Program activities; respond promptly to communications from Fiskl; protect Fiskl’s Confidential Information.

7.2 Marketing requirements

The Ambassador shall only use approved Marketing Materials, clearly disclose the Ambassador relationship with Fiskl (including disclosure required under FTC Endorsement Guides, ASA CAP Code, EU consumer-protection law, ACCC Australian Consumer Law, and equivalents), comply with applicable marketing law (including PECR, ePrivacy, CAN-SPAM, TCPA, and equivalents), respect Fiskl’s brand, and obtain approval for any modifications to Marketing Materials.

7.3 Atlas Firm overlap

If the Ambassador is also an Atlas Firm, the Atlas Terms Supplement applies in addition. Charge Us Clients are not eligible for Ambassador Program revenue-share commissions because the Atlas Firm pays the subscription. Client Pays Clients introduced by the Ambassador are eligible, subject to all other Qualified Referral criteria. Ambassadors who are also Atlas Firms cannot stack Ambassador commissions on top of Atlas Firm Charge Us billing.

7.4 Partner Program overlap

An Ambassador may not simultaneously hold an active Global Partner Program participation in respect of the same business. If the Ambassador is also approved as a Partner under the Global Partner Program Agreement, the Partner Program terms govern from the Effective Date of that approval, and Ambassador participation in respect of the same business is suspended (with accrued commissions on Qualified Referrals continuing under the Ambassador rates for the relevant Commission Period).

8. Confidentiality

8.1 Obligations

The Ambassador shall not disclose Fiskl’s Confidential Information to any person except as permitted by section 8.2 or as required by law.

8.2 Exceptions

The Ambassador may disclose Fiskl’s Confidential Information:

• to its employees, officers, representatives, or advisers who need to know for the purposes of performing this Agreement, where they are bound by equivalent confidentiality obligations;
• as required by law, court order, or any governmental or regulatory authority.

8.3 Limited use

The Ambassador shall not use Fiskl’s Confidential Information for any purpose other than performing this Agreement.

8.4 Return of documents

On termination, the Ambassador shall promptly return to Fiskl all documents and records containing Confidential Information, in any form, and shall not retain copies.

9. Compliance and Data Protection

9.1 Compliance

Each party shall comply with all law applicable to its activities under this Agreement.

9.2 Mandatory policies

The Ambassador shall comply with Fiskl’s mandatory policies as posted on Partnero or notified by email.

9.3 Anti-bribery and sanctions

The Ambassador shall comply with applicable anti-bribery and anti-corruption law (including the UK Bribery Act 2010 and the US Foreign Corrupt Practices Act); shall not engage with, refer, or transact for the benefit of any person or entity subject to UK, EU, US, or UN sanctions, or any party in a sanctioned jurisdiction; and shall comply with applicable AML and counter-terrorist-financing law.

9.4 Data Protection Law

Each party shall comply with Data Protection Law in respect of personal data processed under this Agreement (including Ambassador’s referral data and Potential Customer data the Ambassador submits to Fiskl through Partnero).

The Ambassador is responsible for:

• ensuring it has a lawful basis for the personal data it submits to Fiskl through Partnero;
• providing required notices to Potential Customers (including reference to the Fiskl Privacy Policy);
• not transferring sensitive data to Fiskl through the referral process beyond what is necessary;
• cooperating with Fiskl in responding to data-subject requests relating to referral data.

A material breach of Data Protection Law that is not remedied within 30 days of written notice gives the other party grounds to terminate immediately.

9.5 Fiskl Group sharing

The Ambassador acknowledges that referral data and related Partnero data may be shared within the Fiskl Group, with Partnero (the Subprocessor administering the Program), and with the Fiskl Group’s other Sub-processors, in accordance with the Subprocessors page and the Privacy Policy.

10. Indemnities

10.1 By Ambassador

The Ambassador shall indemnify and defend Fiskl, the Fiskl Group, and their respective officers, employees, agents, and Sub-processors (the “Fiskl Indemnified Parties”) against any claim, action, demand, fine, or proceeding by any third party arising from:

• breach of this Agreement by the Ambassador;
• the negligence, gross negligence, or wilful misconduct of the Ambassador or its employees, agents, or contractors;
• failure of the Ambassador or its employees, agents, contractors, or invitees to comply with applicable law;
• misrepresentation of the Ambassador’s relationship with Fiskl or the Fiskl Group;
• submission to Fiskl through the Program of personal data without a lawful basis;
• fraudulent or fake Referrals.

10.2 Sole responsibility

The Ambassador is solely responsible for its own operations under this Agreement, including the legality of those operations and the materials used.

11. Term and Termination

11.1 Term

This Agreement starts on the Effective Date and continues until terminated.

11.2 Termination

• By either party: either party may terminate this Agreement on 30 days’ written notice.
• By Fiskl, immediately and without cure period, if:
• the Ambassador breaches this Agreement materially;
• the Ambassador engages in fraudulent activity (including in respect of Referrals, payment, or use of the Fiskl Platforms);
• the Ambassador damages Fiskl’s reputation or the reputation of the Fiskl Group;
• the Ambassador violates applicable law (including sanctions, AML, or anti-bribery law);
• the Ambassador’s content, public statements, or association brings the Fiskl brand into disrepute;
• the Ambassador continues to promote the Fiskl Platforms after the licence in section 3.1 has been revoked.

11.3 Effect of termination

• Immediate cessation of Program activities by the Ambassador;
• removal of all Marketing Materials from Ambassador properties (websites, social media, email signatures);
• payment of earned commissions, subject to the Review Period, minimum payout, and Claim Period;
• return or destruction of Confidential Information;
• survival of the provisions intended to survive (confidentiality, indemnities, limitation of liability, governing law, and any other provisions that should reasonably survive).

12. Limitation of Liability

12.1 Unlimited liability

Nothing in this Agreement limits or excludes liability for:

• death or personal injury caused by negligence;
• fraud or fraudulent misrepresentation;
• liability under the indemnities in section 10;
• any matter that cannot be limited or excluded by law.

12.2 Limitations

Subject to section 12.1, Fiskl is not liable to the Ambassador for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, anticipated savings, goodwill, or reputation, arising under or in connection with this Agreement.

12.3 Total cap

Subject to sections 12.1 and 12.2, Fiskl’s total liability to the Ambassador under or in connection with this Agreement, in any 12-month period, shall not exceed the total commissions paid (or payable) to the Ambassador in the 12 months preceding the event giving rise to liability.

12.4 No liability for AI outputs

Section 15.6 of the Customer Terms of Service (no liability for AI-processed or AI-interpreted data) applies to this Agreement to the same extent as to a Customer.

13. Tier Advancement and Platform Usage

13.1 Tier calculation

Tier status is calculated based on the cumulative number of Qualified Referrals.

13.2 Tier benefits

Each tier provides increasing commission rates as set out in section 1.1, and may include additional benefits as Fiskl communicates from time to time.

13.3 Tier review

Tier status is reviewed monthly and upgraded automatically upon reaching qualification thresholds.

13.4 Partnero

The Program is administered through Partnero. The Ambassador must comply with Partnero’s terms and technical requirements. The Ambassador shall not attempt to manipulate or interfere with tracking mechanisms.

14. Changes to Program Terms

14.1 Modifications

Fiskl may modify the Program, including commission rates, tier structures, payout thresholds, review and claim periods, and marketing requirements.

14.2 Notice

Material changes are communicated with at least 30 days’ notice. Changes are posted in Partnero. Continued participation after the notice period constitutes acceptance.

15. Miscellaneous

15.1 Independent contractors

The parties are independent contractors. This Agreement does not create any partnership, joint venture, agency, franchise, sales-representative, or employment relationship.

15.2 Assignment

The Ambassador may not assign this Agreement without Fiskl’s prior written consent. Fiskl may assign this Agreement within the Fiskl Group or in connection with a corporate transaction, without consent.

15.3 Entire agreement

This Agreement, together with the Customer Terms of Service, the AUP, the Privacy Policy, and the Subprocessors page, constitutes the entire agreement between the parties regarding the Program and supersedes all prior agreements (including any prior Ambassador or Referral Partner Agreement).

15.4 Order of precedence

In the event of conflict: (1) this Agreement, (2) the Customer Terms of Service and broader Fiskl legal stack.

15.5 Governing law and jurisdiction

This Agreement is governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

15.6 Severability

If any provision is held unenforceable, the remaining provisions continue in effect.

15.7 Force majeure

Neither party is liable for failure or delay in performance (other than payment obligations) due to events beyond reasonable control.

15.8 Notices

Notices to Fiskl: legal@fiskl.com (with copy to Fiskl Limited, 6A Thirlmere Road, London, N10 2DN, United Kingdom). Notices to the Ambassador: as set out in the Partnero registration form.

15.9 Survival

Provisions relating to confidentiality, intellectual property, indemnification, limitation of liability, accrued commissions, and any provision that should reasonably survive, continue after termination.

16. Contact

Topic	Email
Ambassador program inquiries	ambassadors@fiskl.com (or support@fiskl.com if not in use)
Legal notices	legal@fiskl.com
Data protection	dpo@fiskl.com

Fiskl Limited (and the wider Fiskl Group) 6A Thirlmere Road London, N10 2DN United Kingdom Company number: 09330290

Effective: 15 March 2026