Fiskl vs. Wave

Complete, AI-Driven Accounting Without Limitations or Fees

Four Reasons Businesses are Choosing Fiskl Over Wave

Globally Available, Feature-Rich Accounting

Fiskl serves businesses worldwide with comprehensive tools on every plan. Wave limits its services to US-based companies only.

AI-Powered Efficiency for Global Businesses

Reduce manual data entry by 80% with Fiskl’s intelligent reconciliation. Experience automation that transcends Wave’s US-only limitations.

Multi-Currency Support for International Trade

Access 170+ currencies on all Fiskl plans, from Solo to Prime. Overcome Wave’s single-currency restrictions for US-based transactions.

Borderless Financial Management on Mobile

Control your global business with Fiskl’s full-featured mobile app. Surpass Wave’s geographically limited functionality and mobile constraints.

Robust Financial Management Tools, Unlike Wave’s Free-Plan Restrictions

All Essential Features Included

Many features, like automatic reminders and multi-recipient invoicing, are restricted or removed from the free plan

Full access to features like invoicing, expense management, and automated reconciliation on every plan

Real-Time Financial Control

Known issues with bank syncing and limited control over financial processes for users

Provides instant financial oversight with real-time updates and flexible invoicing

Accessible Customer Support

Only paid subscribers can access customer support, with common issues around delayed or unavailable help

Supports users on all plans with readily available customer assistance

The Fiskl AI Advantage for Smart Automation

Automated Reconciliation

Limited automation tools often leave users manually managing and categorizing transactions

AI reduces manual data entry and matching by 80%, freeing up valuable time

Predictive Cash Flow Insights

Lacks predictive cash flow features, leaving users reliant on manual calculations

AI-driven cash flow forecasting provides actionable insights as business conditions

Adaptive Expense Categorization

Basic categorization lacks AI refinement, often requiring repetitive manual adjustments

AI continually improves accuracy in expense categorization, learning from each interaction

“Fiskl has made managing my business finances so much easier. With Wave, I was frustrated by limitations on syncing and access, but Fiskl gives me full control over invoices, expenses, and cash flow—without hidden fees or restrictions. I can finally manage everything in real time!”

– Rachel L.

CEO, Bright Path Solutions

“The AI-powered automation in Fiskl has been a huge time-saver compared to Wave. I no longer have to worry about manual reconciliation, and I get accurate cash flow insights instantly. Plus, the global support across all plans helps me serve my international clients seamlessly.”

– Tom W.

Accountant, Global Accounting Services

“What I love about Fiskl is that it includes all features without charging extra. With Wave, I had to deal with constant upsells, but Fiskl offers everything I need for my business—multi-currency support, mobile access, and transparent pricing—at no additional cost. It’s the perfect solution!”

– Jennifer P.

Founder, International Trade Corp

Global-Ready Finances Without Extra Fees

Multi-Currency Access Across All Plans

Offers limited multi-currency options, often requiring additional steps and fees

Supports 170+ currencies, allowing users to manage global finances seamlessly

Flexible Foreign Exchange Handling

Restricted FX features, limiting usability for businesses with international clients

Automated FX gains/losses tracking with customizable controls for precision

Comprehensive Global Reporting

Minimal cross-currency reporting options, hindering global financial oversight

View and report transactions across different currencies effortlessly

Join 6000+ accounting firms

Full Mobile Access Without Feature Limitations

Complete Mobile Functionality

Limited mobile capabilities, forcing users to switch to desktop for full functionality

All features accessible on mobile, enabling on-the-go financial management

Real-Time Reporting on Mobile

Mobile app limitations reduce access to critical reports

Access reports and real-time financial insights directly from mobile

Instant Approvals and Invoicing on Mobile

Users report frequent issues with invoice automation and lack of flexibility on mobile

Create and send invoices, approve expenses, and manage transactions from your phone

Grow your business better with Fiskl

Transparent, Cost-Effective Pricing

All Features Included Without Extra Fees

Increasingly restricts free plan features, requiring paid upgrades for essential tools like multi-recipient invoicing

Transparent pricing with all essential features available across all plans

Unlimited Transactions and Client Management

Free plan limitations cap features, pushing users toward paid options for basic functions

No restrictions on the number of clients, invoices, or transactions, regardless of plan

No Hidden Charges or Downtime

Users frequently report unannounced downtimes, account suspensions, and hidden fees

Seamless integration and continuous updates across all plans

4.7 out of 5

4.3 out of 5

Ready to switch from Xero to Fiskl?

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