Alternative to Xero - Fiskl vs Xero Feature Comparison

Fiskl, a better Xero alternative

Looking for a Xero vs Fiskl comparison?

Trying to compare Xero and Fiskl and make an informed decision? Take a look at our feature and price list comparison below. But before you do, here is the summary of each platform and recommendation:

Xero is a double-entry accounting system with a medium to high level of complexity. If you have accounting or finance knowledge, can confidently manage a charts of accounts and assign debit and credit to the right ledger categories without the help with your accountant or have a finance person in-house, don’t need time or mileage tracking, your work from your desktop/laptop in the office and have and are not concerned about the monthly cost, than Xero might be for you.

Fiskl is a very intuitive, mobile friendly, single entry system which provides day to day financial management and productivity for both you and your team without the need for accounting knowledge or training. You and your team can get going with Fiskl within 5 minutes, and all features are supported equally on mobile or web. You can invoice in over 60 languages, take payments in 153+ currencies via multiple payment systems, have instant scanning with data extraction at your fingertips, and much much more! So if you are looking for a light, mobile and accessible app without the heavy complexity, then Fiskl is right for you and your team!

Based in London, United Kingdom, Fiskl has happy customers in 120 countries and it is compliant with local data and payments regulations, including SCA authentication, PCI DSS and EU Open Banking.

Fiskl, a better Xero alternative

Have a look and decide for yourself

Powerful mobile, tablet & web applications to run your small business w/ full features on all apps (3-4 apps in one)Limited features on mobile and web
Additional apps needed (at extra cost)
Create, preview & email beautiful customised invoices
Over 150 supported currencies w/ automated, live exchange ratesOnly available on Premium subscription
60 invoice, quote and payments languages built-in plus add your own custom invoice/quote language
Recurring invoices
Invoices and estimates with status tracking
Payment integrations (Stripe, PayPal, Apple Pay, Google Pay, Ideal, ACH and Fiskl Payments powered by Chase/WePay)* available in supported countriesOnly 3 payment gateways Stripe
Go Cardless
Send invoices via email, WhatsApp, Telegram, iMessageEmail and link
Intelligent expense management (using mobile live scanning & instant automated data extraction to process receipts)No live scanning/data extraction
Additional fees apply
Fully featured iOS, Android, iPad, web apps
Banking integration (with reconciliation)5800 banks in over 70 countries, unlimited transactionsLimited to 20 bank transactions on the Basic plan
Built-in, easy-to-use timer w/ quicksave functionality lets you track from anywhereOnly available as an extra: £5 for 1 user / month + £5 for each additional active user / month
Mileage tracking integrated w/ Google Maps
Useful graphs & reports showing your profit and outstanding revenue right from your home screen
Tasks & Calendar w/ notifications
Products & Services catalogues to speed up invoicing
Client management, with payments status graph per clientNo visual graphs
Scheduled and partial payments plus payment recordingNo payment scheduling
Team feature level permissions, with admin and accountant accessLimited permissions
Dashboard to keep your finger on the pulse
Custom company domain for client emails
Continuous access to uploaded financial data in case of subscription downgrade
Chrome extension for invoices and expenses
All tax types supported (multiple, compound and more)
Custom tax categories
Custom expense categories
Live chat support
Integrations (Zapier etc)
Pricing in your local currency (to save on exchange rate fees)

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Compare pricing plans

  • $ USD
  • £ GBP


  • Free $0/month1 user, 5 invoices/month
  • Solo $7/month (paid yearly)1 user, unlimited everything
  • Plus $16/month (paid yearly)3 users, unlimited everything
  • Pro $20/month (paid yearly)5 users, unlimited everything
  • Prime $24/month (paid yearly)10 users, unlimited everything


  • NO Free plan! 30 day free trial only
  • Early $9/month limited to 5 invoices and quotes, 20 bank reconciliations, excludes expenses, time tracking, multiple currencies
  • Growing $30/month excludes expenses, time tracking, multiple currencies
  • Establised $60/month

Additional extras:
Expenses: £2.50/user/month – first 3 months free for one user.
Time: Require Project as an extra £5/user/month


  • Free £0/month 1 user, 5 invoices/month
  • Solo £5/month (paid yearly) 1 user, unlimited everything
  • Plus £12/month (paid yearly) 3 users, unlimited everything
  • Pro £16/month (paid yearly) 5 users, unlimited everything
  • Prime £24/month (paid yearly) 10 users, unlimited everything


  • NO Free plan! 30 day free trial only
  • Starter £10/month limited to 5 invoices and quotes, 20 bank transactions reconciliations, excludes multiple currencies
  • Standard £24/month excludes multiple currencies
  • Premium $30/month

Additional extras:
Expenses: £2.50/user/month – first 3 months free for one user.
Time: Require Project as an extra £5/user/month

Compare transaction fees

Thinking of making a move?

  • If you’re keen to move from Xero to Fiskl, we’re here to make the transition easy.
  • Import your client list, products and services as well as expenses via a CSV file.
  • Contact us if you’d like to import more extensive data from a different product (live chat or support email).

Save Time, Grow Your Business

Join the hype train. Join over 50,000 businesses.

“I have been looking for a mobile app like this for ages – I have an agency with clients all over the world and need to invoice in lots of international currencies on the fly. The fact that I can add my staff to manage their own time and expenses is going to same me lots of admin time! Have always hated doing invoices but I love Fiskl!”

Sarah K.

“Love this app. I used to use Billings for Mac and then also tried out Xero, Quickbooks and Wave for a bit, but glad I got this. Looks like it does everything I need – Time Tracking, Invoicing, Multiple clients, etc”

Mark B.

“Finally, after too many years and too much money, I’ve found THE financial management app my business has been longing for! Fiskl has it all: Invoicing, expense tracking, mileage reporting, time tracking, calendar planning, an intuitive dashboard indicating vital statistics that let me know how my business is firing at any point in time… it really has it all. As far as I’m concerned, Fiskl is heaven-sent.”

Jon M.

“I really like this app! It has a great user interface both on the mobile an desktop and many features that make it essential for running a business from beginning to end, especially for a mobile freelancer, or someone on the go!”

Olivia T.

“Very good value for money. Feature rich and covered all areas of my business finance needs. I like the ability to be able to track my expenses and do my quotes whilst on the train saving me time when i get home.”

Beneke D.

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